ARTICLES - NEWLY UPLOADED.

SPECIAL POST -  ARTICLES FOR YOUR PLEASURE READING 
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RESURRECTING THE MEMORIES OF A MARTYRED SIGNALLER

ASHTANGA YOGA THE 8 LIMBS OF YOGA

THE INDRIYAS

BANANA HEALTH ADVANTAGES

YOGA E-BOOK 2016

SPOUSE NAME MISMATCH- CORRECTION / CHANGE

MISMATCH OF SPOUSE's NAME -- We have recently noticed that there are far too many cases among not only the JCOs & ORs but also among the officers where the names of their Spouse or the beneficiary children mentioned in the official Service records specially the PPO, of the Service Personnel do not match in Toto with the Government issued identity cards/certificates (IDs). It leads to serious problems for the family when the time for the family pension comes. It may take 6 to 12 months before the problem is sorted and the spouse or the family member finally gets the family pension.

COMMISSIONED OFFICERS

WHAT IS MEANT BY  COMMISSIONED

Sadly and regretfully,  we the Armed Forces Officers  neither know the meaning of being a "commissioned" officer nor it is a part of our curriculum in the Training Academies or the officer’s courses at any level. You as a commissioned officer are the only category who get a commissioning parchment stamped in the name of the President, earlier it was the King or the Queen who stamped the parchment. By tradition the President uses his stamp and does not sign. No civil servant of even the so called organised Group “A” Officer gets anything like this. They get an appointment letter signed by some Under Secretary in their department.

NATIONAL PENSION SCHEME - BENEFITS

NATIONAL PENSION SCHEME

Budget 2019: Income Tax Benefits Under National Pension System 
By Vinotha Tilak On Jul 15, 2019

In the Budget 2019, the government made certain changes to income tax rules on investment in the National Pension System (NPS). Union Finance Minister Nirmala Sitharaman increased the income tax exemption limit on withdrawal from NPS and announced some additional income tax benefits for employees who contribute towards the scheme. In NPS, which is a government-sponsored savings scheme, a government employee contributes towards pension from the monthly salary, whereas a matching contribution is made by the employer. 

7-CPC E-PPO - RODRA

HOW TO GET YOUR 7 CPC -  E-PPO FROM RODRA WEB SITE OF ARMY HQ
(Share this Post with Friends Send this link  -    http://bit.ly/2KetwS4)

Dear Veterans,
1.  As you know PCDA(P) has upgraded their system and are no more issuing the paper PPOs. The system has been activated by them along with CPPCs of the Pension Paying Banks to issue E-PPOs incl the Pensioners. You can now get your 7 CPC latest Corrg PPO in the comfort of your home after registering with MP 5&6 web site called RODRA . It is a very simple process which is being outlined in this post to guide you to go through the steps to register, log in and downloading  your E-PPO. 
2. E-PPO has now become essential document to get ECHS 64 kb card. In all future correspondence with PCDA (Pensions) Allahabad or PCDA (O) Pune, you need to quote your E-PPO No. You can also call PCDA (Pensions) Allahabad and find out your E-PPO No and Notional pay as on Jan 2016.

EXECUTIVE AUTHORITY OF MILITARY - CONSTITUTIONAL PROVISIONS

Constitutional provisions for the executive authority of the military.

Constitutional military executive authority of the soldiers comes out of the following articles:

1. Article 18;- respects the "Title of Ranks" of Soldiers even after his death. Soldiers never retire. Title of Ranks never die.

MEDICAL FACILITIES FOR SSC AND EC OFFRS IN ECHS

Medical facilities to non-pensioners of the military: Historic day for Short Service Commissioned Officers, Emergency Commissioned Officers, World War II veterans and pre-mature retirees

The Cabinet has today extended the Ex-Servicemen Contributory Health Scheme (ECHS) to the above categories of non-pensioners of the military.
Non-pensioner ‘ex-servicemen’ were initially granted medical facilities in Military Hospitals in 1970 but the same were discretionary. Later, ‘pension’ was made mandatory to avail such facilities. Again in 1997, the term ‘ex-pensioners’ was replaced by ‘ex-servicemen’ thereby restoring the facilities to non-pensioners having ‘ex-servicemen’ status such as Short Service Commissioned Officers and Emergency Commissioned Officers (SSCOs and ECOs) who were made entitled to Outpatient (OPD) facilities. However, in the late 2000s, the facilities were withdrawn by the office of the Director General Armed Forces Medical Services (DGAFMS) despite stiff resistance by the Army HQ.

NFU FOR ARMED FORCES - DETAILED BRIEF

NFU – FOR THE INDIAN ARMED FORCES

WHAT ALL ONE WISHED TO KNOW.

We thank Brig CS Vidyasagar for sending this exhaustive paper on the subject fot the Indian Mil Veterans - signals parivaar.

Dear Brig Dhand Sir,

1.      A number of members and non-members of TSEWA have been requesting me to explain NFU in simple terms and how does it affect serving and retired officers of Armed Forces. I have taken inputs from Col Mukul Dev’s table of empanelment of IAS Officers of various batches to the post of Director / Joint Secretary / Additional Secretary in central government and how Organized Group A services are benefited of higher pay by NFU.

I also used data available from SAI 2 / S / 2008, Circular 555 of OROP – 2013 and New Defence Pay Matrix issued in the form of Gazette Notification dated 22 June 2017 to arrive at approximate pay of all Officers as on 01 Jan 2016.

WHATSAPP - SOME TIPS FOR YOU

Dear Veterans,

    One can call this Application on smart phones as the most popular App because of its utility not only for messaging but also for graphics and voice calls all over the globe. The WHATSAPP has changed the way we communicate in 2019-20.

     We at Signals-Parivaar Portal have attempted to construct this post introducing IMPORTANT facilities other than those commonly known for the benefit of our readers, such as sharing your live location with your friend/family. We are open to welcome inputs from our readers to add and improve the contents of this post.

PAN - AADHAAR LINKING

Income Tax (IT) Department Further Simplifies Linking PAN with Aadhaar for Taxpayers (LINKING IS MANDATORY)

CLICK TO ZOOM

The Income Tax (IT) Department has made it easy for taxpayers to link their PAN with Aadhaar. Responding to grievances of taxpayers regarding difficulties in linking PAN with Aadhaar as their names did not match in both systems (e.g., names with initials in one and expanded initials in another), the IT Department has come out with a simpler options  solution now. These are explained in the image placed along side. please click this image to Zoom and Read. The most simplified facility is by sending a SMS in the format given in this image. Even if there is monor mismatch in the names on Aadhaar and PAN it can still be linked.

  There are other options too as explained.

FAMILY PENSION - BRIEF

1.       Family Pension. The families of the Armed Forces personnel are granted familypension on the death of a service person/pensioner. Family pensions are of three kinds, namely, Liberalized Family Pension, Special Family Pension and Ordinary Family Pension. The eligibility and conditions under which these pensions are granted are given at GOI/MOD letter No. 1(2)/97/D (Pen-C) dated 31 January 2001. These provisions are also discussed in the succeeding paragraphs. Liberalised family Pension (LFP)

SIGNALS FORUM NOIDA - WEB DIRECTORY

SIGNALS FORUM - NOIDA

https://signalsfamily.blogspot.com/p/directory.html

Dear Members of SIGNALS FORUM NOIDA

1.   We have great pleasure in bringing out the Web directory of the Signals Forum Noida, which is still under finalisation being updated with the data of the new members. This web works well on windows laptop and may also work on mobile phones depending upon the version of Chrome App or another browser in the mobile pone

ABOUT THIS SITE - HOW TO

**THIS SITE IS DEDICATED TO INDIAN MILITARY VETERANS FROM ALL ARMS AND SERVICES OF INDIAN ARMY, NAVY AND AIR FORCE "OUR BIGGER FAMILY)**
1.    WE AIM TO HELP VETERANS BY GIVING THEM GUIDE LINES AND LATEST UPDATES ON ISSUES OF OUR CONCERN WITH NO COMMERCIAL LEANINGS. OUR SITE HAS OVER 3800 PAGES AND 10 Gb OF DATA FOR THE BENEFIT OF THE COMMUNITY.  A DETAILED GUIDE ON HOW TO USE THIS SITE IS AVAILABLE HERE    . ITS HIGHLY USER FRIENDLY AND CAN BE      ( CONTD - READ MORE)
READ IN ANY INDIAN LANGUAGE, ITS FULLY COMPATIBLE FOR A LAP TOP , PC, TABLET OR SMART PHONE/TV.

WHO WAS GENERAL JFR JACOB ?

Who was Lt Gen JFR Jacob? Here's all you need to know about the 1971 Indo-Pak war hero
1971 Indo-Pakistan war hero Lt Gen JFR Jacob passed away today morning at the age of 93. Here's all you need to know about him.       (Share - https://goo.gl/sGPUUb)

Retired Indian Army Lieutenant General JFR Jacob passed away on Wednesday morning at the age of 93. He is best remembered for his role in bringing victory to India in the 1971 Indo-Pakistan War, and the liberation of Bangladesh. Here's all you need to know about this hero:

DEFINING SPIRITUALITY

SPIRITUALITY AND RELIGION

People often ask me this, "Why Spirituality?"

Well, the answer is quite simple. But before we attempt to answer that, we must know the meaning of the term Spirituality and Being Spiritual.

This again is very simple. What we have been doing is to confuse spirituality with religion and rituals. We think that everything that resembles religion may also be connected to Spirituality. Well, friends, Spirituality includes religion but religion does not encapsulate Spirituality. I will explain.

NAVY DAY - 4TH OF DEC

ATTACK ON KARACHI HARBOUR BY INDIAN NAVY 4TH OF DEC 1971

NAVY DAY COMMEMORATES THE DARING ATTACK ON KARACHI HARBOUR BY THREE VIDYUT CLASS MISSILE BOATS OF WESTERN NAVAL COMMAND ON 04 DECEMBER 1971". EXTRACTS FROM WIKIPEDIA:

LONGEWALA - GOD AND LUCK

NARRATIONS ON BATTLE OF LONGEWALA AS EXPLAINED BY VARIOUS OFFICERS WHO TOOK PART IN THIS BATTLE  INCL THE CO OF 38 CAV (PAK ARMY)
AND A TRIBUTE TO BRIG KS CHANDPURI 

07 DEC 1971 – BATTLE ENDED AT LONGEWALA WITH DECISIVE INDIA VICTORY

Battle of Longewala (4–7 December 1971) was one of the first major engagements in the western sector during the Indo-Pakistani War of 1971, fought between assaulting Pakistani forces and Indian defenders at the Indian border post of Longewala, in the Thar Desert of Rajasthan state in India. (CONTINUE READING MORE)

ARTICLES - RECENT PUBLICATIONS

RECENTLY PLACED ARTICLES
                  
(Click on the title, it will open in your browser, fully compatible with Laptops, Smart Phones or Tablets)
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A TRIBUTE TO BRIG CHANDPURI- BRAVE SON OF INDIA

*CYBERTRONIC WARFARE  by Lt Gen RAJESH PANT

CONCORDANCE TABLES - MIL PERS - OCT 2018

Mod HAS FINALLY ISSUED THE CONCORDANCE TABLES FOR UNIFORMED MILITARY PERS TO WORK OUR THE PENSION FIXATION BY ADOPTING THE NOTIONAL METHOD. 

Dear Fellow Pensioners 
    
     MoD letter dated 17 Oct 2018 lays out the Concordance Tables running into 217 pages. the letter is available in this post and may be downloaded from here    The tables cover all ranks and categories of Army, Navy and Air Force, giving scales in Chart Form for 5th 6th and 7th CPCs.

SENIORS CITIZEN HOMES VIDEOS

There are large number of quality Senior Citizen's Home have come up in our country where senior citizens can live in the company of other senior citizen and in complete comfort.

Please watch these videos:-

NOTIONAL METHOD OF PAY FIXATION FOR MIL PERS - 7 CPC

Thanks to Air Marshal SY Savur, who has been able to extract the much needed Concordance Tables under issue by the MoD for Notional Fixation of Pay for the purpose of pension.

These tables have to be based on the Concordance tables issued by the Department of Pension and Pensioner's welfare under Ministry of Pers and Trg (DOP&;PW).




We had long back brought out a post in our blog site whether it will be a gain for us or not once the Notional Fixation comes up. Please refer to the post at
 http://signals-parivaar.blogspot.com/2017/03/page.html .  CLICK TO GO TO THIS POST.

It was then in 2017 that we at Signals Parivaar had carried out analysis based on the Cocordance tables issued by the DOPT for the Central Govt employees that it would be " Jaise Thhe " situation for the Pre-2014 retirees who are in receipt of OROP,  Working by the Notional Pay fixation method will be much less than the OROP into 2.57 which they are getting under 7th CPC. It may be noted with grant of OROP to Pre-2014 retirees the near parity brought all such pensioners at par as if they all retired in 2013. Hence in our opinion the Notional Method of working out with the help of the Concordance tables for Defence Pers has no meaning for the Pre-2014 Retirees.
     However the Notional Method of pay fixation for the Post 2013 there aught to be benefit since their basic pension had been more that the corresponding OROP entitlement of the Rank with similar service..
     One can easily judge from the Concordance Table for Brigadiers (placed as under) the Gain or Not for for Pre 2014 retired Brigadiers. Take the actual example of a Brig who remained in the rank for 7 years before retirement during the 5th CPC. . His last Pay drawn was - Basic 18050 + Stagnation Increment 450 + Rank pay 24000 making it to a total of Rs 20900 hence basic  pension as Rs 10450/-
      Now look at the table under 5 CPC the Fig of 18050+450.

***NOTE :- Since MoD has no authority to independently work on the Concordance tables they have no choice but to modify the tables issued by the DOPT  in 2017 by converting the pay scales to Ranks. The above table is just about same as far as figures are concerned as table No 49 in the Concordance tables issued by DOPT, wonder why CGDA has taken 2 yrs to prepare these tables.

     It will be seen from the table that for a Brig retired in 5th CPC with one stagnation increment (18050+450) the Notional Basic Pay fixed for 7 CPC will be Rs 143800 plus15500 as MSP i.e Rs 159300/-  hence the 7CPC pension 50% of this will be  Rs 79600/- 

       Whereas with OROP he is already getting a basic of Rs 96555/- (37570 x 2.57 = 96555)  as 7 CPC  pension. Hence Notional pay method is no gain for most of us who retired Pre2014.

   As regards the gain for Post 2013 Retirees please see the example in our earlier post of 2017 at  http://signals-parivaar.blogspot.com/2017/03/page.html  The relevant para is high lighter in Red and Blue there.

PLEASE SEE BELOW THE  CONCORDANCE TABLES FOR OFFICERS OF THE ARMY AND EQUIVALENT RANKS IN NAVY.


 
DEF CONCORDANCE TABLES MAY BE DOWNLOADED OR OPENED FROM AS UNDER :-


          


THE CONCORDANCE TABLES FOR LT COLS AND COLS UP LOADED EARLIER CONTINUE TO REMAIN AS UNDER .. 


COLONELS

COLONEL (TS)

LT COLs

LT COL (TS)

***********END *************





NOTE - If our readers have any qry or wish to give observations, they are most welcome to place them under comments below. Kindly Give your Rank full name Email ID so taht we can reply back to you in person. A mail can also be sent on this link:

INCOME TAX PROVISIONS - FY 2018-19

FIVE  Good News for Senior Citizens in Budget as Presented on 01 Feb 2018 applicable for the Fy 2018-19

Budget 2018 has been  good budget for Senior Citizens of the country and provided much needed relief. For income tax purpose, any citizens with age of 60 years or more is considered as senior citizen. We discuss the new income tax benefits for senior citizens below:

1. Rs 50,000 Tax exemption on Interest Income from Fixed Deposits and Recurring Deposits u/s 80TTB: The interest rates had come down drastically in last few years and most senior citizens depend on fixed deposits for their regular income. The tax exemption of Rs 50,000 interest income from Post office or Banks under section 80TTB is good move to compensate for the same. However if you take benefit u/s 80TTB then you cannot claim tax benefit on interest received on savings bank account u/s 80TTA. This will lead to saving of Rs 2,600 for 5% tax slab, Rs 10,400 for 20% tax slab and Rs 15,600 for 30% tax slab.

2. Standard Deduction for Pensioners:  Budget 2018 has introduced standard deduction of Rs 40,000 for both salaried and pensioners. For salaried this is not much beneficial as medical reimbursement Rs 15000 and transport allowance Rs 19200 have been abolished. But as pensioners did not have these allowances, Rs 40,000 is straight deduction for them!  Read More on Standard deduction at the bottom.

3. Medical Insurance premium exemption increased u/s 80D: The Medical Insurance premium and the preventive health check-up limit for senior citizens under section 80D has been increased from Rs 30,000 to Rs 50,000.This is good news in keeping with the ever increasing health care and related insurance costs.

4. Deduction for medical treatment of critical illnesses increased u/s 80DDB:

The deduction for medical treatment of specified critical illnesses have been increased to Rs 1 Lakh. Earlier the limit was Rs 60,000 for senior citizens and Rs 80,000 for very senior citizens. Following illness are covered under section 80DDB:--

a. Neurological Diseases
b. Parkinson’s Disease
c. Malignant Cancers
d. AIDS
e. Chronic Renal failure
f. Hemophilia
g. Thalassaemia

5. Interest TDS threshold raised to Rs 50,000 u/s 194A : There is TDS (tax deduction at source) for almost all kind of income. However as a relief to senior citizens Budget 2018 has raised the limit for TDS from Rs 10,000 to Rs 50,000. So TDS would only be applicable for senior citizens if the annual interest income from a bank/post office is more than Rs 50,000.

LIC Pradhan Mantri Vaya Vandhana Yojana extended:

Pradhan Mantri Vaya Vandhana Yojana is a government backed pension scheme for senior citizens offering 8% returns. This scheme has now been extended till March 2020. Also the investment limit has been doubled from Rs 7.5 lakhs to Rs 15 lakhs. This is good scheme for senior citizens in lower tax bracket. But remember Senior Citizen Savings Scheme still offers higher interest rate but with shorter lock-in.

Overall this is a good Budget from Senior Citizens perspective and has provided much needed relief

                🙏🙏

Brig Narinder Dhand,
http://signals-parivaar.blogspot.in

We have added few other provision of TAX saving below with Explanations..
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1. Section 80C Deductions on Investments Under section 80C, a deduction of Rs 1,50,000 can be claimed from your total income. In simple terms, you can reduce up to Rs 1,50,000 from your total taxable income through section 80C. This deduction is allowed to an Individual or a HUF. A maximum of Rs 1, 50,000 can be claimed for the FY 2018-19.

If you have paid excess taxes, but have invested in LIC, PPF, Mediclaim, incurred towards tuition fees etc.and have missed claiming a deduction of the same under 80C, you can file your Income Tax Return, claim these deductions and get a refund of excess taxes paid

2. Section 80CCC -  Deduction for Premium Paid for Annuity Plan of LIC or Other Insurer

This section provides a deduction to an individual for any amount paid or deposited in any annuity plan of LIC or any other insurer. The plan must be for receiving a pension from a fund referred to in Section 10(23AAB). Pension received from the annuity or amount received upon surrender of the annuity, including interest or bonus accrued on the annuity, is taxable in the year of receipt.  


STANDARD DEDUCTION OF Rs 40000/-

Budget 2018 though did not change the broad tax slabs but made some changes in the tax exemptions. One of them was the reintroduction of Standard Deduction for salaried and pensioners. From FY 2018-19 (AY 2019-20) all salaried and pensioners would be eligible for the standard deduction of Rs 40,000. However, as they say, the devil lies in details. With the introduction of the standard deduction, the finance minister has removed two popular tax deductions which were available for salaried: Transport Allowance of Rs 19,200 and Medical Reimbursement of Rs 15,000. So, the net impact of the standard deduction for salaried would only be Rs 5,800 (40,000 – 19,200 – 15,000). However, as pensioners did not have these allowances standard deduction for them is really good news.

Standard Deduction Impact:
The table below shows the impact of standard deduction on salaried who used to receive tax-free transport allowance and medical reimbursement till this year.  *****************


As you can see in the above example the NET impact would be only Rs 5,800 extra tax exemption over the last year.
CBDT issues clarification regarding the applicability of standard deduction to pension received from a former employer.
       As per the amended Section 16 of the Income-tax Act, 1961, a taxpayer having income chargeable under the head “Salaries” shall be allowed a deduction of Rs 40,000/- or the amount of salary, whichever is less, for computing his taxable income.
It is clarified that a taxpayer who is in receipt of a pension from his former employer shall be entitled to claim a deduction of Rs 40,000/- or the amount of pension, whichever is less, under Section 16 of the Act.
            Standard Deduction for salaried was abolished in Budget 2005. Until then salaried individuals could claim Rs 30,000 or 40% of salary whichever is less for gross salary up to Rs 5 lakh. For salary of more than Rs 5 Lakh, the standard deduction was fixed at Rs 20,000.
Many salaried had this question what proof would be required to claim standard deduction? The answer is there is NO proof or declaration is required for the standard deduction. It's more in the lines of transport allowance where no proof was required. An added advantage with the abolition of medical reimbursement there would be one lesser proof to submit to an employer!
Standard Deduction for Family Pension?

          The rules for standard deduction is clear for Pensioners but what happens after the death of pensioner? After the death of the pensioner, the legal heir (Spouse, children below the age of 25 years, unmarried daughter and dependent parents in certain cases) continue to receive a pension. This is referred to as “Family Pension”. Also in case of a normal pension, the income is part of salary in ITR, however in the case of a family pension, the income is considered from other sources. So the above standard deduction of Rs 40,000 proposed in Budget 2018 would not be applicable to family pension.

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SITE UPDATES - OUR MAILING-LISTS

WE MAINTAIN SEVERAL MAILING LISTS TO DISSEMINATE UPDATES WHEN POSTED ON THIS  SITE 
Dear Indian Military Veterans.

1.   With a view to keeping you updated with the latest information on the subjects of our concern posted on our this website,  we are maintaining several mailing lists. In addition we also try to disseminate our information through a large number of other Veterans groups. The Major lists are as under:-


     (a)  OUR BIGGER FAMILY - This includes Military Veterans from All Arms and Services from Indian Army, Indian Navy & Indian Air Force. Its our large family of over 2000 in our list which is growing day by  day. Those offrs (OTHER THAN SIGNALS) who wish to join OUR MAILING LIST may submit us their details, by mail giving their  Rank&Name, Email ID, Contact Number and  Town where settled, to  mgr.sigs@gmail.com .
     (b)  SIGNALS PARIVAR-  Since this website was launched in 2008 for the Veteran Sparrows and later dedicated to All Military Veterans the registered name of the site had to be maintained as such. There is thus a separate mailing list for Veterans from the Corps of Signals of Indian Army. This has been done, so that Special to Corps Info & Updates are only sent to them and others are not unnecessarily loaded with mails which do not concern them. It covers 90% of the Veterans  who are on Email. This list is also growing with time. Signal-officers both serving and retired may join our mailing list  by submitting their Data-Form right here by opening the web page - http://bit.ly/2zR1Xpu  or by sending email to mgr.sigs@gmail.com with details as above plus last unit served. Comprehensive details on this group are HOSTED in this web site, which must be read at  
http://signals-parivaar.blogspot.in/2016/10/signals-parivaar-mailing-group.html  OR by  CLICKING HERE.
2.      OTHER LISTS - These are smaller lists based on regional Signals-Forums which are handled separately by our Good Samaritan, who has volunteered to help us in maintaining the Portals, we call him Our Managing Member (mgr.sigs@gmail.com)  as such these lists are not mentioned here.
3.     POLICY FOR POSTING MAILS TO THE GROUPs.  As most of you are aware that all members on our mailing lists can post their mails to the entire Group by addressing their mails to the Gp-mail ID (single mail ID). Their mails will will get delivered to all the listed mail IDs instantly. In order to avoid infructuous (FALTOO) mails we have a comprehensive policy (The Policy may be seen here (CLICK)) on sending  messages to the group. The E mails from the members which donot conform to the Policy are auto trashed by the E-Filters. Please read the details at our web page -    http://signals-parivaar.blogspot.com/2015/01/auto-rejection-of-emails-on-signals.html    in this site. This ensures that FALTOO mails what so ever, donot reach our members under any circumstances.
4.    As of this day in Oct 18 our site has achievd nearly 15 Lakh hits, thanks to all our Veterans in India and 90 other countries abroad for encouraging us to maintain much needed information updated at all times.
5.    We have no commercial leanings in our social work which is simply aimed to empower the Veterans with much Needed Information and guidelines on DO IT YOURSELF methodology.

Brig Narinder Dhand

Pl put your feedback under comments of this page at the bottom, do not forget to put your Rank , Name  and E-mail ID at the end of your comments so that we can communicate with you. The comments sent without these three details are not published

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NOTE :-       ONE CAN BROWSE EMAILS RECENTLY CIRCULATED ON OUR MAILING LISTS HERE, IN THE FOLLOWING WINDOW.

STATE BANK OF INDIA - DEF SALARY PACKAGE

STATE BANK OF INDIA - SALARY ACCOUNT UNDER DEFENCE SALARY PACKAGE (DSP)
        (Details of Benefits given below and a vodeo on the package in Hindi embedded at the end)
     Defence personnel of the Army, Navy, Air Force, Indian Coast Guard, Assam Rifles, Rashtriya Rifles (RR) and GREF [Border Road Organisation (BRO)] can avail of Salary Accounts under Defence Salary Package (DSP)
      Available in four variants, namely Silver, Gold, Diamond and Platinum categorised on the rank of the personnel of Army, Navy, Air Force, Assam Rifles, RR and GREF (Border Road Organisation). PBORs are categorised in the Silver Variant; Officers are categorised under Gold, Diamond and Platinum Variants

SALUTE THE BHARTIYA SENA

THE INDIAN SOLDIER

*THE REAL 'MUSCULAR POWER' OF OUR NATION*

AS COUNTRYMEN DO WE REALLY RESPECT AND SUPPORT THE SOLDIER TO KEEP-UP HIS MORALE AND IZZAT - PLEASE THINK AGAIN

WATCH THE EXCELLENT VIDEO ON ARMED FORCES-    CLICK BELOW

UNIQUE DISABILITY ID CARD

UD (UNIQUE DISABILITY)  ID

The Govt of India has introduced the said Identity Card which can be applied on line by the persons with disability in addition to sending the hard copy of the application with all the requisite documents to the issuing authority.

 

WELFARE SCHEMES (ARMY VETERANS)

WELFARE SCHEMES MANAGED BY REHABILITATION AND WELFARE SECTION (CORPUS)

DIRECTORATE OF INDIAN ARMY VETERANS (DIAV)

1.         R&W Section(Corpus)/DIAV provides education grant to the wards of soldiers who die in harness.  It  also includes suicide cases and there is no bar on number of children.  Education grant is presently available for the academic year 2017-18.  Last date of submission of documents is   30 Nov 2018.  Application forms can be sent directly to R&W Section, and there is  no requirement of authentication from  Zila Sainik Board.  Details of welfare schemes/grants are as under :-

ITR FILING FOR THE DECEASED TAX PAYER

FILING OF INCOME TAX RETURN OF THE DECEASED PERSON

 In the eventuality of the death of a TAX PAYER his/her last return is required to be filed by the legal heir after getting him/her self registered on the Income Tax Efiling site. The responsibility of payment of tax rests with the legal heir. There have been cases where the IT Dept has raised demand after three to four years from the Family pensioner. We had earlier covered this aspect in detail at, http://signals-parivaar.blogspot.com/2015/12/income-tax-return-of-deceased-very.html please do read the nitty gritties and why and buts of the same.

   It is therefore necessary to file his/her last return. The method is not complicated and is described below in the succeeding paragraphs.

REGISTERING AS LEGAL HEIR  - 

 

7th CPC - PCDA(P) IMPLEMENTATION ORDERS

PCDA Orders on 7th CPC – Defence Force Pensioners & Family Pensioners 

7th CPC Report Implementation : Orders & Cicrulars

 Armed Forces Pensioners / Family Pensioners

i. Circular No. 570 : Implementation of Governments decision on the recommendations of the Seventh Central Pay Commission- Revision of Pension of Pre-2016 Defence Forces Pensioners/Family Pensioners – Click to read the detailed order
ii. Circular No. 573 : Ex-Gratia lump sum compensation- Recommendations of the Seventh Central Pay Commission – Click to read the detailed order                        (CONTD)   

iii. Circular No. 574 : IClarification on implementation of 7th Central Pay Commission (CPC) – Click to read the detailed order
iv. Circular No. 575 : Delay in first payment of pensionary awards and revised pension after issue of initial / corrigendum PPOs due to delayed dispatch / processing of PPOs by the Record Offices and Pension Disbursing Agencies i.e Bank CPPCs, Treasuries and DPDOs etc. –Click to read the detailed order
v. Circular No. 576 : Amendment to GOI, MOD letter No. 16(01)2014/D(Pen/Pol) dated 18th May 2016 issued for revision of casualty Pensionary award in respect of Pre-2006 Armed Force Officers and JCO /ORs Pensioners / Family Pesnioners – Click to read the detailed order

vi. Circular No. 582 : Implementation of Government decision on the recommendations of the 7th Central Pay Commission (CPC)- Rationalization of Casualty Pensionary Awards in respect of Armed Forces Officers and JCOs/ ORs retired/ discharged/ died/ invalided out from service prior to 01.01.2016. – Click to read the detailed order
vii. Circular No. 583 : Grant of Disability Element to Armed Forces Personnel who were retained in service despite disability attributable to or aggravated by Military Service and subsequently proceeded on premature/ voluntary retirement prior to 01.01.2006. – Click to read the detailed order
viii. Circular No. 584 : Implementation of the Government decision on the recommendations of the Seventh Central Pay Commission – Revision of provisions regulating Pension/ Gratuity/ Commutation of Pension/ Family Pension including pensionary awards notified in terms of casualty pensionary awards in respect of Junior Commissioned Officers & Other Ranks, Retiring or dying in harness on or after 1.1.2016 (Post-2016). – Click to read the detailed order

   NOTE - A Revised Defence Matrix is circulating on media (this was also sent on mail by us) which has been drawn by another web site based on revised pay structure with minimum of  Rs.21700 and Max of Rs 250000 the authenticity of the same cannot be verified for the time being. This may be taken under RECOMMENDATIONS by the organisation.

The said Matrix is as under :-




The Original Matrix as Issued by the Govt. is as below:- 




HOWEVER THE REVISED PAY MATRIX FOR CENTRAL GOVT EMPLOYEES ALREADY ISSUED VIDE  RESOLUTION DATED 16 MAY 2017 MoFIN (DoE) IS AS UNDER FOR REFERENCE AND FURTHER CONCLUSION

AADHAAR - LOCK OR UNLOCK BIOMETERIC DATA

How to Lock or Unlock your Aadhaar Card Biometrics Data Online

For the past few months we have been reading concerns expressed on security of your biometric data  stored on the UAIDI servers. In order to address these public concerns UIDAI has now provided an option on its Aadhaar Portal, with which you can easily lock or unlock your Aadhaar Biometrics Stored in their Database. Once you get enrolled for Aadhaar Card your biometrics details were captured such as  you’re both eyes iris scan, finger prints, and your photo. So all these  biometrics details can be locked from accessing by any one by you on line and on mobile App. 

FAMILY PENSION FOR DAUGHTERS

ELIGIBILITY OF UNMARRIED / WIDOWED / DIVORCED DAUGHTERS FOR GRANT OF FAMILY PENSION

          In accordance with clauses (ii) and (iii) of sub-rule (6) of Rule 54 of the C.C.S. (Pension) Rules, 1972 read with clause (b) of Para 7.2 of this Department’s O.M. No.45/86/97-P&PW (A)-Part I dated the 27th October 1997, son/daughter including widowed/divorced daughter shall be eligible for grant of family pension till he/she attains the age of 25 years or up to the date of his/her marriage/remarriage, whichever is earlier (subject to income criterion to be notified separately). In this connection Govt Letter dated 30 Aug 2004 referes which is reproduced towards the end of this post..

SAMPLE CALCULATIONS OF PENSION - 7 CPC

SAMPLE CALCULATIONS- Sunday, May 14, 2017

Implementation of Government's decision on the recommendations of the Seventh Central Pay Commission -Calculation of Revised of pension of pre-2016 pensioners/family pensioners, etc :

OM No.38/37/2016-P&PW(A) dated 12.5.2017 :

RETIRED RECENTLY - VETERANS

THIS POST IS FOR YOU.....                     (Updated - today)

ACTIONS BY RECENT RETIREES THEY MUST TAKE AFTER RETIREMENT ASAP

1. It is a fact of life that we, while in service never bothered about our Retired Phase of Life. We may have been very good professionally Wwith long tails of qualifications, however, are virtually NIX on the issues which bug us all day in and day out during the retired life. During service one had a functional office as well as administrative support which just vanished in thin air, in a short while after one's farewell to arms.
2. Are you, for sure, aware as to what all forms you filled up and sent to AG's branch six months before your superannuation. Wasn't it your Head Clerk who liaised with another unit to copy all these documents from the ones belonging to another recent retiree. Our ignorance would surely lead to many issues which will crop up in a few years. We will then be bash our head here and there to rectify what could have been done easily immediately after retirement. (CONTD)

COMPENDIUM FOR VETERANS

ALL IN ONE COMPENDIUM FOR VETERANS

(A BOOKLET PREPARED BY SIGNALS PARIVAAR FOR THE BENEFIT OF RETIRED FAUJIs)

1.      While in service, we planned for all contingencies which might occur, whether in official or in our personal issues. However, after retirement many of us do not exercise the same josh in our personal affairs. We feel that we still have plenty of time to go, as such will look into our affairs to set them in  order in due course of time. The time is moving from second to second since the entire Universe is dynamically changing every nano-second. One is not ever sure when our invitation will come to take on the journey to our heavenly abode. Let us be frank and face the fact of life without faking our worldly thoughts the end may be , all you know is round the corner. So friends its time now to 

act expeditiously for the sake of your wife and loved ones.

2.       When the unexpected happens, the NOKs are left to clear an unimaginable tangle of legal and financial issues. It is obviously our responsibility towards our loved ones to organise our personal affairs, while we are still in good physical and mental health, so that our loved ones can receive assets as smoothly and with ease as possible.  We have pains takingly compiled some of the measures which we must ensure without any loss of time, to ensure that we do not leave our families in utter lurch and to fend for themselves, after we are gone.

3.       The "ALL IN ONE COMPENDIUM FOR VETERANS" so compiled is now made available to our readers for study (not reading) and to take action without any further loss of time. Forget about your Rummy and Golf for a week, as the same is not going to be of any help to your family after you are gone and put your affairs in order. We still find that a large number of the Veterans haven't even written down their WILLs, we wonder as to what is that they are waiting for.  All the 14 parts of the compendium as given in succeeding paragraphs are the indexed web pages as titled which will open on mouse clicks separately. These can be read on line, downloaded for your records. 

ALL IN ONE COMPENDIUM FOR VETERANS

1. Appcs Pt-1.

2. Application for Transfer of PDA

3. Application for Change of PDA

4. Application Withdrawal of PPF by the Nominee

5. Don't Leave your Family in Lurch

6. Endorsement of Spouse's Name & DOB in PPO

7. Nomination for Life Time Arrears

8. Nomination For Banks & Others Accts

9. Part-1 Actions to be Taken by Veterans While Still in Good Health

10. Part-2 Terminal Benefits to NOK on Demise of the Pensioner

11. Part-3, Actions to be taken by the NOK on Demise of the Pensioner

12. Part-3,  Draft Letters for Intimation of Demise & Claims

13. PCDA(P) Circular No 137 - Duplicate Copy of PPO

14.Your Assets Register for Your NOK

NOTE :- These documents can also be opened on your smart phones and tablets as the above web links are compatible to Android as well as IOS phones.

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NOTE :- If you have an observation, question or comment on our post above please leave it under comments below not forgetting to put your RANK, NAME and EMAIL ID as otherwise we are constrained by policy to publish and respond to your your comment. (No emails for any QRY please)