
This Site was created in 2008 as Signals Family, it is now fully dedicated to the Veterans of the Indian Army, Navy and IAF to guide and help them in managing their Post-Retirement phase. Its a Mega-Store of verified updates on our concerns as Veterans, my payback to the Community I belong. Happy to be of help to my fellow Veterans (सेवा परमो धर्मो) *Brig Narinder Dhand (Veteran)*.

INCOME TAX - FOR FY 2025-26 (AY 2026-27)- CURRENT FOR ITR JUL-26
This post is in continuation of our last post CLICK HERE TO OPEN.
For Financial Year 2025-26 (AY 2026-27), the New Tax Regime (Section 115BAC) remains the default option, featuring lower tax rates but no deductions. Income up to ₹4 lakh is tax-free, with a rebate under Section 87A making income up to ₹12 lakh effectively tax-free. A ₹75,000 standard deduction applies for salaried individuals/Pensioners. For the Family pensioners opting for NEW REGIME the deduction under Sec 57(III) has been increased from 15000 to 25000 or 30% of Family pension which ever is lower. The New Regime has further been made more attractive and beneficial for a larger segment of Middle Class Tax payers.
Dear Veterns .
You may be aware that CDR SANTHANAM's videos in YouTube channel “HELPING HANDS FOR ECHS “ answers close to 100 % of Queries you may have on ECHS. Every Video has been carefully Designed and Produced with an AIM to bring accurate Information of the ECHS Policies & Services. This effort ensures past Policies are linked to latest , so that What You Watch is the Current Policy. As on 19 Jul 2025 ,
Latest Litigation News: Disability pension cannot be denied solely on the ground that the onset of the disability occurred while the force personnel were posted at a peace station, the Court said.
INCOME TAX - FOR FINANCIAL YEAR 2024-25 (AY 2025-26)
(NOTE - This post is further to our post (CLICK) for past FY in this site ) )
1. For the FY 2024-25 (current) even though not many changes have been made from the previous year, the New Regime has further been made more attractive and beneficial for a larger segment of Middle Class Tax payers. For a Taxable Income of 12 Lakhs the total savings for salaried person incl pensioner savings to the extent of Rs 17000 have been incorporated as compared to FY 2023-24.
ANNUAL LIFE CERTIFICATES
INCOME TAX PROVISIONS FOR FINANCIAL YEAR 2024-25 (AY 2025-26)
(NOTE - This post is further to our post (CLICK) for past FY in this site ) )
1. For the FY 2024-25 (current) even though not many changes have been made from the previous year, the New Regime has further been made more attractive and beneficial for a larger segment of Middle Class Tax payers. For a Taxable Income of 12 Lakhs the total savings for salaried person incl pensioner savings to the extent of Rs 17000 have been incorporated as compared to FY 2023-24.
EXTRACT OF TABLES -
1. TABLE NO -1 - REGULAR COMMISSIONED OFFICERS
CLICK HERE TO VIEW OR DOWN LOAD - CLICK
2. TABLE NO -2 - COMMISSIONED OFFICERS - AMC/ADS/RVC
CLICK HERE TO VIEW OR DOWN LOAD - CLICK
3. TABLE NO 7 - JCOs & OTHER RANKS (EQUIVALENT RANKS IN NAVY AND IAF
CLICK HERE TO VIEW OR DOWN LOAD TABLE 7 - CLICK
HOW TO CHECK THE CURRENT STATUS OF YOUR NA MEDICINE CLAIMS USING YOUR PHONE , TAB OR PHONE
It is more than frequesmt now that we have to purchase medicine that are not available in ECHS policlinics after the prescription with NA printed against the medicines not issued. this is your authorityn to purchase medicines from a pharmacy which has a GST Number,
After the purchase is done you should be getting a proper printed INVOICE of the pharmacy mentioning the medicines , qty and cost individual and total. The invoice shoud be signed by the pharmacy and stamped.
FILING YOUR CURRENT ITR- FY 2023-24 (2024) & CHOICE OF BENEFICIAL REGIME OLD/NEW.
RELIEF ON INCOME TAX ON ARREARS OF OROP-2
1. There have been Many queries from our readers on as to how to work out relief on Arrears of OROP-2 which has jumped up the Taxable income for the Financial Year 2023-24., which had been received during the year and also what we should do before filing the current ITR before 31st of Jul 2024
3. The installments of OROP-2 or portion of it that falls under the FY 2023-24 has added to your income thereby enhancing the amount of Income Tax that will be assessed that becomes due accordingly
DISABILITY - NEW RULES ISSUED BY THE GOVERNMENT ON CASUALITY PENSIONARY AWARDS
THIS IS OUR LATEST & CONSOLIDATED ACTION POST ON MIGRATION TO SPARSH FOR ACTIVATING YOUR ACCT AND SUBMISSION OF ANNUAKL LIFE CERTIFICATE- Updated on 20 OCT 2024 - 👌👌
SPARSH SOME NOTABLE ASPECTS
SPARSH is the acronym used for “System for Pension Administration Raksha” and is an integrated system for automation of sanction and disbursement of Defence Pensions. It implies that your pension account still remains in the same bank & branch but the processing activity of pension credit, which was being done by the bank’s CPPC gets shifted from the Bank to SPARSH under the aegis of PCDA(P) Priyagraj (UP). In effect it means that all activities related to your pension will now be with PCDA(P) after your migration to SPARSH and Banks will have nothing to do with your pension activities except keeping your Bank Account.
IMPORTANT POLICY LETTERS CAN BE VIEWED OR DOWNLOADED FROM THIS WEB POST.
1. RULES CASUALITY PENSIONARY AWARDS - Dept of Ex Servicemen Welfare - 21 Sep 2023. New rules for the award of disability pension have been promulgated by the MoD with vast changes.
**FLASHES**Updated 22 Aug 2026**ECHS- All in 142 Videos ** Write Your WILL Today To Protect Your Family- Don't leave them in Lurch** J...