ANNUAL LIFE CERTIFICATES
(MULTIPLE OPTIONS ARE GIVEN HERE)
On migration to SPARSH we have given our LIFE CERTIFICATES which remained valid for one full year irrespective of the month we had submitted the ALC. It is no more restricted to NOV of every year one can submit the ALC any time of the year to avoid rush in Nov month. We have outlines multiple options for the submission of Life certificates by the pensioners and family pensioners. We start with manual Life Certificate which is the most common and does away with biometric identification.
Detailed Instructions for the NRIs are included in this post
1. SPARSH - MANUAL LIFE CERTIFICATE - HOW TO PROCEED
If you are not in a position to submit your LIFE certificate on Line either on SPARSH SITE or through Jeevan Pramaan, you can submit the Manual Life Certificate on SPARSH digtally. Its simple details are as under :-
Log into your SPARSH Account. You will reach your Welcome to Sparsh Pension Portal at http://sparsh.defencepension.gov.in.
Here click on Life Certificate / identification.
On the next window which opens click on "Perform Life certificate/identification.
Next window select Manual life certificate (by default) and click on Initiate Request.
Next Window click on Download.
The MLC downloaded will come with a unique document number, your name & Service Number.
Print , get it filled up with details of the verifying officer and then obtain his signatures and official stamp in the spaces provided on MLC, after identifying your self by producing your ID document to the auth.
A Sample MLC downloaded for a pensioner is placed in the image alongside , CLICK on it to enlarge for reading ..
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| MLC DOWNLOADED |
Any of the following authorities can verify your Manual Life Certificate so downloaded as explained above:-
(i) Any person exercising the power of a Magistrate under the Criminal Procedure Code, 1898 (5 of 1898).
(ii) A Registrar or Sub-Registrar under the Registration Act, 1908 (16 of 1908).
(iii) Any pensioned Officer who before retirement exercised the powers of a Magistrate.
(iv) Any Gazetted Officer of Government.
(v) A Munsif.
(vi) A Post Master.
(vii) A Departmental Sub Post Master.
(viii) An Inspector of Post Offices.
(ix) A Class I Officer of the Reserve Bank of India.
(x) An Officer of the State Bank of India.
(xi) An Officer of a subsidiary Bank of the State Bank of India.
(xii) Head of a Village Panchayat, Gram Panchayat or Gaon Panchayat.
(xiii) Head of an Executive Committee of a village.
(xiv) An officer of a bank included in the second Schedule to the Reserve Bank of India Act, 1934 (2 of 1934) in respect of pensioner drawing his/her pension through that Bank.
(xv) A Police Officer not below the rank of Sub-Inspector-in-Charge of a Police Station.
(xvi) A member of Lok Sabha/Rajya Sabha/Vidhan Sabha/Vidhan Parishad or a Corporator of Municipal Corporation or a Councilor of a Municipality.
(xvii) In the case of pensioners reemployed a life certificate furnished by the pensioner signed by the Head of the office, where he is re-employed.
(xviii) A District Sainik Welfare officer- (DSWO).
Auth - Sparsh Site (Pre-login) > FAQ > Pensioner Identification.
On completion of the verification and stamping, SCAN the MLC.
Now go back to site, log in and come to the last page from where the MLC was generated there you will have option of uploading the scan copy of your MLC as shown against the MLC at the bottom of the page by clicking UPLOAD. OTP will come complete the OTP box. Upload the scan and complete all details of the verifying officer.
After this on page e-verify by using Aadhaar card, you will get OTP enter the OTP and SUBMIT, here download option will come, download as pdf and see your certificate. check all details. note the next date of submission.
No physical copy is to be posted by snail mail to any one. SPARSH will intimate approval in a couple of days by SMS.
SBI Acct holders can, however, have to fill up their life certificates in any SBI branch which will upload to SPARSH, they have this facility (API INTEGRATION WITH SPARSH) in all their branches. No other Bank has this facility. SBI has API Integration only for Life certificate in respect of Pensioners who have their Pension Account in SBI.
2. SPARSH - LIFE CERTIFICATE BY NRIs OR PENSIONERS LIVING ABROAD -
The NRIs have been facing problems since the SPARSH web site is geo-fenced and cannot be accessed outside India. However by using VPN facility hired from a service provider who has a server in India one can access the site. To proceed further one needs functional India mobile number which can at least receive SMSs in the foreign country, which is the problem in most cases. However if it is available you can do the MLC yourself
NRI pensioners/family pensioners have to submit their life certificate -for current year through following way/method as per Proforma No. 5 (placed below) of Appendix-11 of DPPI-2013 issued by an authorized official of the Embassy/High Commission of India, Consulers of Indian Consulates or a Notary Public or an officer on an Indian Public Sector Bank attached to its branch in the country, where the pensioner is residing.
It is the simplest to get the form-5 filled up and have it NOTARISED from the local Notary near to your place, Scan and send it attached to the email to SPARSH.
INSTRUCTIONS FOR NRIs . PCDA has issued special instructions for the NRIs now vide their letter dt 9th Oct 24 (CLICK TO OPEN) where-in they have given a special email ID where NRI Pensioners may mail their requirements or upload their life certificates . The email ID is as under :-
<sparshnri.dad@gov.in>
NOTE - There are instructions as to how to send your emails with special reference to the Subject field of your email so that it is convenient for the staff to segregate the emails for better and early response. Read these instructions by opening the above instructions.
As regards their life certificates the NRI Pensioners may also get their Manual Life Certificate downloaded from their accounts through their relations or friends in India or by logging in by using a VPN. The same may be got verified from the embassy and sent as an attachment to this email ID.
NOTE - Complete the details with your Service Number Rank and Full Name, SPARSH PPO number and the ID number such as Passport , Aadhaar Card No replacing the words PS & TS NO, in the format and get it Natarised by any Notary at your location. Scan the form and send by Email as above.
FORM - 5
This is the simplest methods for the NRIs no running around here and there.
3. SPARSH - ALC USING AADHAAR BIO-METRIC AUTHENTICATION
On your SPARSH account post-login as your reach the Life Certification / Identification page in addition to Manual Life Certificate option there is another option as Aadhaar.. This option works when a Bio-metric Device is installed on the computer/Android Phone being used for the purpose. One needs to give Aadhaar Number for identification via OTP to proceed further.
When you proceed it will ask you whether the device is connected or not , if you click on yes it will check the device and shows its presence on the web page for selection. Thereafter on proceeding further it will do the authentication on Bio-metric scanning . If the same is successful it will show you the bank acct number and ask you to submit the life certificate by clicking on the Submit button.
When done it gives a tracking SR Number and immediately one sees that Life certificate gets updated on account straightway. This is direct submission of the life certificate right from your SPARSH account.
For generating your Digital Life Certificate again there are two methods as under :-
(a) . By using a finger scanning device - For this the scanning device specially specified by the UID is required to be procured either for a computer or for an mobile phone. It costs around rs 2000/- The software can be downloaded from The site and installed to perform the identification. We are not dwelling more on this being an institutional affair of RWAs or Service Clubs or community centers.
On SPARSH account under Life Certificate a provision is seen to generate DLS using Aadhaar which needs the finger scanner device. We have not tried this out as such cannot verify its functionality.
(b) By Face Recognition - using android mobile phone with Jeevan Pramaan App for face RD installed. This is the most popular method as one can submit not onlt one's own life certificate from the comfort of one's home but also do the same for friends and other pensioners. This method requires no additional device or attachment and any android phone can be used having OS 7 and above.
The App is very simple to install and use which contribute to its popularity. The App has since been upgraded for ease and is available on PLAY STORE on your phone. There are two Apps to be installed as explained in the paras below , one of which works in the background.
In our opinion those who can use Whatsapp and Phone Camera are more experienced and skilled than needed for using this App. This is explained in in simple in the lay mans language and in fair amount of details for installation and use in the succeeding para.
Process to Download the Face Recognition App
The procedure is summarised here for the the pensioners who need to download the Jeevan Pramaan face application to submit the life certificate through face recognition. The process given in detail as circulated by the Govt of India Dept of Pension and pensioner's welfare can be seen at the web page CLICK HERE FOR ACTIVATINF FACE RD LATEST PROCEDURE on mobile phones which is also summarised below.
Process to Use the Face Recognition App
The Department of Pension and Pensioners’ Welfare provided the process of submitting the life certificate (Jeevan Pramaan) through the face recognition app. The process is as follows:
- Download the Jeevan Pramaan face application on the mobile phone (as provided above).
- Download the AadhaarFaceRD app from the Google Play Store.
- The pensioners have to install the Jeevan Pramaan face application from the file downloads on their mobile.
- Open the Jeevan Pramaan face application and give the necessary permissions.
- Do the operator authentication and scan the face of the operator to open the application. The operator authentication is a one-time process, and the pensioners themselves can be the operators.
- Fill in the pensioner details and scan the face of the pensioner. (The pensioners must scan their face in a frontal pose with neutral expression under proper lighting).
- Click on the ‘Submit’ button. The pensioners will receive a message on the mobile number with a link for downloading the DLC (Jeevan Pramaan).
Requirements for Downloading the Face Recognition App
The pensioners must ensure that they have the following requirements to download and use the Jeevan Pramaan face application:
- Android smartphone version 7.0 and above.
- Internet connection.
- Aadhaar number registered with pension disbursing authority.
- A camera resolution of 5 MP and above.
However, the Jeevan Pramaan face application is available only in India for Android devices. A bio-metric device is not necessary to use this app. Through the Jeevan Pramaan face recognition app, the pensioners can determine their identity using face recognition technology and submit their life certificates utilising this technology. They need not visit the bank or worry about finger bio-metrics not being captured problems for submitting the life certificate.
LINK TO THE DETAILED PROCEDURE FOR DOWNLOAD - Explained with Screen Shots :-
(b) This Youtube Video explains in detail how to use Android phone for LC.-
घर बैठे Mobile से 5 मिनट में Life Certificate जमा करें, कैसे?
Digital Life Certificate/Jeevan Pramaan
Note - The link has been tested several times incl on mobile phones and is virus free. In case you are unable to open it on your device please try on a different device or Laptop with Windows 10 or 11 and latest Chrome browser.
IMPORTANT
Digital Life Certificate on Jeewan Pramaan Patra Website can be generated by selecting the Bank as Pension Disbursing Authority if not yet migrated to SPARSH,
However, for those pensioners already migrated to SPARSH the correct selections from the related fields and drop downs, while using the app to generate DLC are as under :-
* Type of Pension - SERVICE
* Pension Sanction Authority - Defence PCDA(P) Allahabad, - Jt CDA(AF) Subrato Park OR PCDA(NAVY) Mumbai
* Disbursing Agency: SPARSH:PCDA(P) Allahabad
* The SPARSH PPO number, sent by PCDA(P) via SMS as Pension ID* (12 Figure Number) had to be filled and not the old PPO number.
* Bank Account number where the pension is being credited.
NOTE -- All pensioners are required to submit their Life Certificate (Digital or Manual) before the last date as given in the Pension Slips, so that their pension is continued for the next year as well from SPARSH.
NOTE ENSURE THIS WHILE FACE SCANNING - As you fill up above details and click Submit the App will take you to SCAN FACE, You may use your front camera for scanning your own face or back camera when scanning another Pensioner's Face. One should look straight into the Phone Camera for one's frontal image (Portrate).
The server would have already begun to capture your live image, be straight and still, wait for 2 seconds and then BLINK both your eyes twice. The server will detect the eye movement and complete the verification that you are alive. The DLC will then get generated and an intimation will be received on your mobile as well as your email. You can download the certificate.
It completes the process as the DLC is automatically delivered by UID to SPARSH.
5. THIRD METHOD - POST OFFICES
LIFE CERTIFICATE can also be submitted to PCDA through the
POST OFFICES the format is available under services on the SPARSH web site mentioned above (https://sparsh.defencepension.gov.in) after log in. You may use their Services of India Post, one of their representatives, most likely the post man of your area will visit your Residence & Complete your Life Certificate through Jeevan Pramaan App.
The cost of submitting MLC through Post Office is Rs 70 to be paid to the post man in Cash.
THOSE INTERESTED CAN GO THROUGH THE DETAILED PROCEDURE BY CLICKING ON THE FOLLOWING LINK
The above links are free from any virus and have been tested extensively.
EMAIL IDS OF THE SPARSH OFFICIALS
youtube links
WATCH SPARSH Videos for Pensioners.
SPARSH LOG IN KAISE KAREN - https://www.youtube.com/watch?v=-vSdCY6bF9A
SPARSH DATA VERIFICATION https://www.youtube.com/watch?v=wQGAqkRLEIo OR
https://www.youtube.com/watch?v=HofyOeHUr9g
SPARSH - HOW TO CREATE LOG IN AND PASSWORD -- https://www.youtube.com/watch?v=Hzp6RgaNkdA
Life certificate Submit to PCDA Sparsh Pension On Mobile |
PCDA Sparsh submit Life certificate https://www.youtube.com/watch?v=K8s_X5IrWbE
******* END *******
ब्रिगेडियर_नरेन्द्र_ढंड
Brig Narinder Dhand,
Founder & Convener
Veteran's Web Portals.
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